Best Online Blackjack Casinos for Real Money 2022

Real money blackjack is one of the most sought-after games in the USA. This is most likely because of how easy it is to play and win money.

With so many real money blackjack casinos available, it can be challenging to determine which ones are the best. That’s where we come in. We have developed a list of the best US online casinos, and you can’t go wrong by choosing to play at any one of them.

If you need more info on everything there is to know about real money online blackjack, please feel free to continue reading our guide. We work hard to make sure you are equipped to play blackjack at any of the US online casinos we recommend.

Best Online Blackjack Real Money Casinos

We know what you must be thinking at this point. Why these casinos? What makes these US real money blackjack casinos worthy of our top five list? Let us explain.

You can rest assured we do not just pick these casinos at random. Each casino has been thoroughly researched and tested to ensure it reaches our high standards.

We address our intense process for choosing the casinos we recommend in the section below.

How We Choose the Best Online Blackjack Casinos

These are a few of the criteria we follow when we search for online casinos games that are trustworthy and legitimate to use.

We Always Check User Reviews

Before we choose which online real money blackjack casinos to recommend, we also check out their user reviews. We don’t take any of the complaints we read lightly, and we always further investigate complaints to see if multiple users are experiencing the same issues.

A casino with persistent complaints in a specific area will not make our list of recommendations. It’s that simple.

We Test Deposits and Payouts

We have played blackjack at each and every one of the casinos on our list. Playing the games and making sure we don’t have any issues with their deposit or payout process is very important to us.

If we have any issues in this area with any of the real money online casinos with blackjack we are testing, then that particular casino will be cut from our list.

We Test Every Form of Customer Service They Offer

Another area we always consider when rating a casino is its customer service team. We contact a casino’s phone line, email address, live chat option, and any other forms of communication they provide.

We ask every customer service agent we get a hold of a variety of questions to check for response time, knowledge, and courtesy.

How to Play Blackjack Online

If you are wondering how to play blackjack online for real money, then this is the section for you. We provide you with a quick overview of how the game is played.

What Is the Object of the Game?

The object of blackjack is to win money by reaching card totals higher than the dealer’s hand without busting. Getting a total hand of 21 is the most ideal scenario.

Card Point Values
  • Ace: 1 or 11 points (player’s choice)
  • Cards 2 to 10: correspond to their numerical value
  • Face Cards (King, Queen, Jack): 10 points

How to Play Online Blackjack for Money

Before the cards are dealt, each player places a bet by putting the desired amount of chips in front of them on the blackjack table. The minimum and maximum bet size will vary depending on which real money blackjack casino you are playing at.

You will initially get two cards to start with. The dealer will also receive two cards, one face up and one face down. After the cards are dealt, you can stand, surrender, split, hit, or double down.

  • By choosing to stand, you are deciding to not take any more cards.
  • By surrendering, you are opting out from playing the game and will receive back 50% of your initial stake.
  • By splitting, you decide to take your two cards and separate them as if they are two different hands.

Another card will then be dealt to pair up with each of the cards you split.

When you double down, you are doubling your initial bet based on the value of the first two cards you receive. Each time you hit, you will receive one additional card. That card will be added to your hand’s total point value to reach the desired 21 points.

  • If your hand surpasses 21 points, you forfeit the game.
  • If your hand reaches 21 points, you automatically win!
  • If your hand contains less than 21 points but is higher than your dealer’s hand, you also win.

The exact amount you win is determined by your initial bet amount.

Common Blackjack Terms

Hit – When the player hopes to increase the point total of their hand, they may take an additional card or “hit.” A player may continue hitting until satisfied with their hand or they bust.
Stand – Keep your current hand and point total. Next, the dealer will show their cards and possibly take more, depending on their total.

Bust – When the dealer or player’s hand exceeds 21 points, the hand loses or “busts.”
Double Down – If the player’s hand equals ten or eleven, they may double down. By doubling down, the player doubles the size of their bet, and they’re dealt one additional card. A player may not hit more than once after doubling down.

Split – When a player is dealt a pair (two cards with the same point value), they may split them into two individual hands. Once again, the player must double the size of their original bet.
The split cards become the first card in two unique hands. The dealer then deals second cards. The game then proceeds like any standard round of playing.

Surrender – When available, a player may “surrender” a hand and take back half of their bet, losing the other half.

Insurance – A side bet only available when the dealer shows an Ace. Players may buy insurance before the dealer checks the hole card to see if they have blackjack. If the dealer holds a 10, the side bet wins, while the original hand loses.

Blackjack – When the player is dealt an Ace and a 10 for their first two cards. Different from hitting to build a hand worth 21 points. The best online casinos for playing blackjack online usually pay out blackjacks at 3-to-2 odds.

However, some sites are now paying out blackjacks at 6-to-5 or 1-to-1 odds! We advise readers to shop around our top-ranked casinos for online real money blackjack.

Optimal Blackjack Playing Strategy

Succeeding at playing online blackjack is all about minimizing the house advantage. Below you’ll find the optimal playing strategy for every possible hand under standard blackjack rules. Following this guide will give you the best odds of making real money at blackjack online.

Hard Totals

A “hard total” is a hand that doesn’t contain any aces; the point value is fixed. Here is what you should do, based on what your first two non-ace cards are worth:

Hard Four

  • Split if the dealer has a four, five, six, or seven.
  • If you’re allowed to double down after a split, do so if they’re showing a two or three.
  • If you can’t double down, hit if they’re showing a two, three, eight, nine, 10, or Ace.

Hard Five

  • Always hit.

Hard Six

  • Always hit.

Hard Seven

  • Always hit.

Hard Eight

  • Always hit.

Hard nine

  • Double down if the dealer shows a three, four, five, or six.
  • Hit any other dealer cards.

Hard 10

  • Double down if the dealer shows a two, three, four, five, six, seven, eight, or nine.
  • Hit if the dealer has a ten or an Ace.

Hard 11

  • Double down against anything the dealer is showing besides an ace.
  • Hit against a dealer’s Ace.

Hard 12

  • Stand if the dealer is showing a four, five, or six.
  • Hit against anything else.

Hard 13

  • Stand if the dealer shows a two, three, four, five, or six.
  • Hit if they have anything seven or higher.

Hard 14

  • Stand if the dealer shows a two, three, four, five, or six.
  • Hit if they have anything seven or higher.

Hard 15

  • Stand if the dealer shows two, three, four, five, or six.
  • Hit if they have anything seven or higher, including an ace.

Hard 16

  • Stand if the dealer shows a two, three, four, five, or six.
  • Hit if they have anything seven or higher.

Hard 17

  • Always stand.

Hard 18

  • Always stand.

Hard 19

  • Always stand.

Hard 20

  • Always stand.

Hard 21

  • Always stand.
Soft Totals (Hands with an Ace)

An Ace can be worth either 11 or 1. The point total can vary depending on the situation and other cards. This flexibility is why hands containing an Ace are considered “soft.”
Ace – Ace

  • Always split Aces.

Ace – Two (aka Soft 13)

  • Double down if the dealer shows a five or six.
  • Hit anything else.

Ace – Three (aka Soft 14)

  • Double down if the dealer shows a five or six.
  • Hit anything else.

Ace – Four (aka Soft 15)

  • Double down if the dealer shows a four, five, or six.
  • Hit anything else.

Ace – Five (aka Soft 16)

  • Double down if the dealer shows a four, five, or six.
  • Hit anything else.

Ace – Six (aka Soft 17)

  • Double down if the dealer shows a three, four, five, or six.
  • Hit anything else.

Ace – Seven (aka Soft 18)

  • Stand if the dealer is showing a two, seven, or eight.
  • Hit if they have a nine, 10, or an Ace.
  • Double down against a three, four, five, or six.

Ace – Eight (aka Soft 19)

  • Always stand.

Ace – Nine (aka Soft 20)

  • Always stand.

Ace – 10

  • Blackjack!

Two – Two

  • Split if the dealer shows a four, five, six, or seven.
  • If allowed, double down after a split if they’re showing a two or three.
  • If they’re showing a two, three, eight, nine, 10, or Ace — hit.

Three – Three

  • Split if the dealer has a four, five, six, or seven.
  • If allowed, double down after a split if they’re showing a two or three.
  • Otherwise, hit if they’re showing a two, three, eight, nine, 10, or Ace.

Four – Four

  • If allowed, double down after a split if they’re showing a five or six.
  • Hit against anything else.

Five – Five

  • Hit if the dealer is showing a ten or Ace.
  • Double down against anything else.
  • Don’t split fives.

Six – Six

  • Split if the dealer has a three, four, five, or six.
  • If allowed, double down after a split if they’re showing a two.
  • Otherwise, hit if they’re showing a two, seven, eight, nine, 10, or Ace.

Seven – Seven

  • Split if the dealer has a two, three, four, five, six, or seven.
  • Hit if they have anything eight and higher.

Eight – Eight

  • Always split eights.

Nine – Nine

  • Split if the dealer has a two, three, four, five, six, eight, or nine.
  • Stand if they have a seven, 10, or an Ace.

Ten – Ten

  • Always stand.

Ace – Ace

  • Always split Aces.

Most Popular Variations of Online Blackjack for Real Money

Real money blackjack is not just available in its classic format. Here are details on the most popular blackjack variations we could find.

Blackjack Switch

Blackjack Switch LogoBlackjack Switch is a relatively new variation of blackjack that emerged in 2009. It differs from traditional blackjack because players will be dealt two hands instead of one. During the initial deal, players can switch the top cards between their two hands, adding a fun twist to this classic game.

Face Up 21

Face Up 21 LogoThe major difference between this variation of blackjack and traditional real money blackjack is that both of the dealer’s initial two cards will be dealt face-up, giving you a better idea of what you are up against.

This changes the dynamic of the game and is believed to give players the upper hand.

Spanish 21

Spanish 21 LogoWhile Spanish 21 is played similarly to traditional real money blackjack, you will notice one major difference. All 10s have been taken out of the game, so hand point totals are generally smaller, and players typically hit multiple times.

Progressive Blackjack

Progressive Blackjack LogoProgressive blackjack includes all of the same cards as classic blackjack, but it does come with a twist. The dealer is required to hit on 16 or below and stand on 17 or higher. This puts dealers at a slight disadvantage, which is why it has become so popular.

Perfect Pairs

One of the most popular ways to play blackjack online is the variation called “Perfect Pairs.” If the player’s first two cards are a pair, they win a bonus that can range from five to thirty times the initial bet, depending on the quality of the pair (e.g., mixed pair, colored pair, or perfect pair – cards of identical rank and suit).


In Pontoon, what would typically be called a “blackjack” is instead called a “pontoon.” The only other difference is that if the player hits until they have five cards, without busting, it’s called a Five Card Trick. It’s the second-best hand a player can build, after “pontoon.”

Blackjack Surrender

Blackjack Surrender is a way of playing blackjack online that changes the rules to allow players to surrender their hands before an outcome is decided. By choosing to surrender, the player agrees to end the round and take back half of the money staked on that hand.

Some sites offering real money blackjack online only allow early surrenders. The player may surrender after seeing their cards and before the dealer checks their hole card for blackjack. Games that accept late surrenders let players quit after the dealer checks their hole card for blackjack.

Reasons to Play Real Money Blackjack Online

Ace and King Cards - Casino ChipsHere, we are going to cover a few of the most compelling reasons to play blackjack online.

Easy to Get Started Playing for Real Money

Thanks to advancements in technology, it is easier than ever to play blackjack online for money. Signing up at any of the real money blackjack sites from our list can be done within a matter of minutes, and it requires minimal effort on your part.

It also gives you the chance to win money playing online blackjack from home; it doesn’t get much easier than that.

Several Variations to Choose From

When you visit a brick and mortar casino, you have to choose between the limited variations of blackjack that they offer. Some casinos only have a couple of options. When playing online, you can find any variation of blackjack within a matter of minutes!

Even if you want to find a specific minimum or maximum bets amounts, that’s also pretty easy to find.

Potential to Win a Substantial Amount of Money

Online casinos with blackjack are less likely to limit how much you can money you can win through playing real money blackjack than their brick and mortar counterparts. Their maximum bet amounts are typically higher, too, so you really can win a large sum of money.

Wrap Up on Playing Blackjack for Real Money

If you love playing blackjack, then we recommend playing real money blackjack online. By choosing from any one of our recommended real money blackjack sites, you are sure to find a trustworthy casino that meets your unique needs, even for players in the USA.

There are a wide variety of blackjack variants available online, so even the pickiest player will find something for them. Don’t just take our word for it, though; start playing online blackjack for money today!

Real Money Blackjack FAQ

Here, we cover some of the most frequently asked questions we get from our readers about online real money blackjack.

Yes, absolutely! We are so thankful for the advancement of technology. We may not have been able to answer this question so positively 10 years ago, but now, almost every online casino offers its casino in an app format.

While they may not offer every variant of blackjack that they have on the desktop version of their site, they will typically have one to two versions of real money online blackjack to choose from.

Before we answer this question, we want to start off by telling you that we are not lawyers or legal professionals. However, to the best of our knowledge, it is not illegal to play real money blackjack online in the US.

Every state has its own set of rules regarding online gambling, and we recommend checking out those laws in the areas you plan to play in to be safe.

If you have never played blackjack before, we recommend starting with classic/traditional real money blackjack. Every other variant of blackjack is based on this one.

Learning the basics of traditional blackjack will make it easier to learn any other variation in the future.

Playing online blackjack is all about personal preference. However, the standard ruleset generally gives the player their best odds.

Absolutely! Many online casinos offer live dealer versions of their table games.

You can play blackjack online while seated around a virtual table with other participants. Most sites even boast a live chat feature, allowing for communication between everyone at the table, including the dealer.

Yes, we certainly think so! blackjack is one of the simpler online casino games to learn. We always enjoy ourselves when we get the opportunity to play it. Some of us have even scored huge payouts.