The lay bet in craps opens the door to interesting opportunities. I will explain what this wager is, how to place it, and share my top strategy tips in this article.
By the time you’re done reading, you will know how craps lay bets work and how to make the most of them!
What Is a Lay Bet in Craps?
First things first, what is the lay bet in craps? Simply put, this wager allows players to gamble on a seven will be rolled before another number. It is the opposite of a buy bet in craps.
Your options in the lay bet are: four, five, six, eight, nine, and 10.
To win your wager, you need the shooter to crap out (hit a seven) before hitting the number you bet on. If the number you bet on comes up before a seven, then you lose. This is a multi-roll bet, so your bet will stay alive until either a seven or the lay number is hit.
These wagers are appealing to players at online craps casinos because they come with a lower house edge (more on that later).
How to Place a Craps Lay Bet?
For the best odds, players usually wait until after the point has been set to place the lay bet, but that is not strictly necessary.
Placing the lay bet is very straightforward. First, you must decide which number you want to wager against. Then, place your chips in the lay bet section for that number. You can wager on multiple lay numbers at once.
The lay bet is made using true odds, but you still must pay a commission on winnings, also called a vigorish, or vig for short. This is a tax, usually around 5%, that is collected when you place the bet. For a lay bet, the vig is applied to potential winnings on the wager you place.
After your lay bets are placed, all you must do is wait for the shooter. The only numbers that matter are seven and the lay number you wagered on.
Lay Bet Craps Payout and Odds Table
The lay bet offers some of the best odds of any bet in craps. See the table below for the house edge and true payout odds for every lay bet.
Lay Bet House Edge True Odds and Payout 4 or 10 2.4% 1:2 5 or 9 3.3% 2:3 6 or 8 4.1% 5:6
There are six options for making the lay bet. However, you will often see them broken into three pairs. This is because the numbers paired together have the same odds of hitting, the same house edge, and the same true odds and payout.
For instance, the shooter has three ways to roll a four and three options for hitting a 10. So, these outcomes have the same house edge and payout for the lay bet.
Also, as the number of outs for a number increases, so do the house edge and payout odds. The payout increases because the shooter’s chance of rolling a seven first decreases. As a result, the vig also increases because you pay the commission based on the potential payout.
Craps Lay Bet Strategy
Craps lay bets are one of the few options players have for betting on close to true odds at the casino. Here are three strategies to help you get the most out of making the lay bet.
1. Pair With the Don’t Come or Don’t Pass Wager
In craps, players generally frown on wagers that go against the shooter. That is why betting against the shooter is commonly known as dark side betting.
The lay bet is one way to bet against the shooter. As mentioned above, you can place the lay bet before the point is set, but it is uncommon.
If you want to wager early, start with the don’t pass and then follow with the lay bet. You can also make the don’t come bet along with the lay bet if you really want to wager against the shooter. For this method, place the lay bet on a number other than the point to increase your winnings if the shooter craps out.
2. Stay Away from 6 and 8
The most significant upside of making the lay bet in craps is that the player gets to take advantage of the true odds for their wager. However, because most casinos charge a commission on these wagers, the house edge can still be higher than most players like.
With that in mind, it is best to keep your lay bets on four or 10 to minimize the house edge. The five and nine bets can also be used if you want the higher payout, but the edge of 3.3% is less than ideal. Due to the house edge being over 4%, it is usually best to stay away from lay bets on the six or eight.
3. Play at No-Commission Tables
No craps bet is perfect, and the commission charged for lay bets will eat into your profits. Luckily, some casinos offer commission-free craps tables.
At these tables, there is no vig attached to the lay bet. As a result, you can bet on the true odds without a penalty.
No commission tables are challenging to find, though. The next best thing is to find tables with a commission rate lower than 5%. A 5% vig is standard, so anything less than 5% can be a major advantage for the player.
Ready to Place Craps Lay Bets?
Lay bets in craps are both fun and come with a fairly low house edge. Check out the guide above to learn more about this wager, including how to make the lay bet and the best lay bet strategies.
Once you’re ready to give it a try, I recommend Bovada Casino as one of the best options for craps online. There are paid and demo versions of multiple craps games to choose from.

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